Bankruptcy laws help people who can no longer pay their creditors get a fresh start by liquidating assets to pay their debts or by creating a repayment plan. Bankruptcy laws also protect troubled businesses and provide for orderly distributions to business creditors through reorganization or liquidation. By choosing to hire a STL bankruptcy lawyer can get assistance with holding on to your property. As a result, you will work with your banks and credit card companies to stop harassing you. If you are looking for a St. Louis bankruptcy lawyer, you have come to the right place.
Bankruptcy Attorney St. Louis
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While you may feel that you can’t afford to hire a St. Louis bankruptcy lawyer, you will most certainly find that the benefits out weigh the costs. Most cases are filed under the three main chapters of the Bankruptcy Code – Chapter 7, Chapter 11, and Chapter 13. Federal courts have exclusive jurisdiction over bankruptcy cases. This means that a bankruptcy case cannot be filed in a state court.
A St. Louis bankruptcy attorney will help debtors through the process of filing for bankruptcy. In addition, they help with restructuring of either personal assets, finances, and possessions. Your bankruptcy lawyer in St. Louis will advise you on chapter 7 and chapter 13 bankruptcy by explaining the process, determining your options, and your best course of action. Sometimes you can even use bankruptcy or other strategies to prevent or delay or delay foreclosure as garnishments. Often, clients end up with a court mandated repayment plan but sometimes your attorney will negotiate with creditors to reach a settlement and payment plan outside of court. If your goal is to rebuild credit and eliminate debt, contact a bankruptcy lawyer in St. Louis today.
Consumer Law covers a wide range of legal areas including the rights those purchasing products and services such as contracts for home improvement, auto repair, consumer credit services and banking, insurance policies, and St. Louis health care services.
If you have legal needs regarding foreclosure, contact a St. Louis foreclosure lawyer.
